Bryan D. Wulz, CLU®, ChFC®
Bryan D. Wulz, CLU® ChFC®
Financial Adviser*

Providing Insurance and Financial Services

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goals may include protecting your family or business, saving for retirement, or developing an estate plan. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.


Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life Insurance Company agent, and a Registered Representative of NYLIFE Securities LLC,  I am an experienced financial professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.


Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a time to discuss your needs. Thank you for your interest.


Bryan D. Wulz is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA - State Ins. Lic# OB84134, CO, GA, FL, IL, TN, TX and WI. No insurance business may be conducted outside the states referenced.

Bryan D. Wulz is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member of FINRA/SIPC, a licensed insurance agency, 5909 Peachtree Dunwoody Road, Building D, Suite 1100, Atlanta, GA 30328, (770) 730-2000. In this regard, this communication is strictly intended for individuals residing in the states of Colorado, Florida, Georgia, Illinois, Tennessee, and Wisconsin. No offers may be made or accepted from any resident outside the specific state referenced.

*Bryan D. Wulz is also separately registered as an Investment Adviser Representative of Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Colorado, Florida, Georgia, Illinois, Tennessee and Wisconsin. As such, these services are strictly intended for individuals residing in these states.

 

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

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About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

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